Another tip from your Seminole County foreclosure and Seminole County short sale realtor. Seminole County homeowners sued for foreclosure, you have 20 days from the date you are personally served with the foreclosure Complaint to mail a written response to foreclosure suit to the Seminole County clerk of the circuit court (assuming you were sued in Seminole County) The response to the foreclosure Complaint is typically a motion to dismiss the foreclosure complaint, or an Answer to the allegations the lender made in the numbered paragraphs of the Complaint, admitting or denying each paragraph. Your Answer should also include all defenses you may have to the lender’s foreclosure lawsuit.
MAKE SURE A PROPER RESPONSE TO THE COMPLAINT IS SERVED AND FILED OR YOU WILL BE HELPING THE BANK GET A DEFAULT JUDGMENT, WHICH SPEEDS UP THE FORECLOSURE PROCESS!!
You should discuss preparing an appropriate Answer with an attorney as there may be valid defenses to explore, including that the lender does not own your mortgage note!
Make sure your written response is timely served or the lender will get a default judgment against you, which will significantly speed up the foreclosure process, to the benefit of the lender!
